UAS/Drone Operators

Aspera offers Drone Operator Liability coverage including UAS General Liability and UAS General Liability with Air Operations coverages!

Our Aviation team can consider your UAS operation-only risks as well as Casualty accounts with ancillary UAS operator exposures.

Target Classes

• Aerial photography and videography services
• Real estate
• Contractors/Roofers
• Claims adjusting and inspection services
• Private security
• Agricultural use/crop dusting
• Mapping/Surveying
• Delivery services
• UAS/Drone pilot training schools

Minimum Premium: $5,000 – $1M/$2M

Policy Structure

Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best.

• For UAS/Drone specific operations, UAS/Drone General Liability; or
• UAS/Drone Liability with Air Operations Coverage (Air Operations available for operators with UAS under 55 pounds take-off weight only)
• For operations with UAS exposures that are not a majority of operations, Kinsale offers a Drone Liability Endorsement to our General
• Liability policies with limits in addition to the attaching policy (non-stacking)

Available Coverage Enhancements

• Additional Insured, Waiver of Subrogation, and Primary and Non-Contributory Endorsements;
• Personal and Advertising Injury Endorsement

Submission Requirements

• Signed and dated UAS/Drone Operators supplemental application
• Five year currently valued company loss runs
• Copies of the following:
  • FAA licenses and endorsements held by all operators flying for insured;
  • Any FAA authorizations or waivers held by insured, including any amendments or special certificates of waiver
  • Any FAA or NTSB reports involving insured’s operations;
  • Operational Manual or Standard
  • Operating Procedures
• Website information or brochure

Availability

• California [Lic. 0K86725]
• Colorado
• Florida
• Maine
• Michigan
• Oregon
• Texas
• Virginia
• Washington