General Casualty

Aspera offers Commercial General Liability and Products Completed Operations Liability for difficult-to-insure businesses in over 200 eligible classes. We can tailor innovative solutions for your hard-to place-risks, including an array of small-to-medium sized Recreation and Leisure classes.

We are interested in all risks but particularly target risks that have been non-renewed, have a poor loss history or are located in a difficult legal venue.

With Aspera, you and your clients will receive a customized underwriting process to deliver competitive solutions fast.

In most cases, we can turn around a quote to you within hours!

Target Classes for General Casualty coverage

• Amusement and arcade facilities and events
• Aquariums, museums, and zoos
• Auditoriums, convention halls, performing arts centers, theaters
• Bowling alleys
• Campgrounds/RV parks
• Churches
• Condo and homeowners associations
• Country, golf, ant tennis clubs
• E-cigarette and vapor stores
• Escape rooms
• Family entertainment and amusement centers
  excluding trampoline centers
• Flea markets
• Firearm stores
• Fuel haulers
• Gas stations
• Go-karts, batting cages, and mini-golf
• Grocery stores and supermarkets
• Gyms/fitness centers
• Habitational
• Hotel, motel, and resorts
  will consider long-term single room occupancy
• Hunt clubs and shooting ranges
• Lessor’s risk
• Liquor liability (supported)
• Movie theaters
• Paintball and laser tag facilities
• Property managers
• Quarries
• Restaurants
• Retail stores
• Schools
• Shopping centers
• Special events
• Tourist attractions
• Vacant land and buildings
• Warehouses

Policy Structure

Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best.

• $10,000,000 capacity
• Commercial general liability
• ISO occurrence and claims-made coverage forms
• ISO liquor liability coverage
• Customized coverage
• Per location aggregate endorsement
• Hired and non-owned auto (supported)
• Garagekeeper’s legal (supported)

Availability

You can get General Casualty Coverage from us in these states:

• California [Lic. 0K86725]
• Colorado
• Florida
• Maine
• Michigan
• Oregon
• Texas
• Virginia
• Washington

Company Highlights

Here are a few services you can expect when working with us:

• Quick response time – receive a quote within hours
• 12.5{241d69fb6cc1b5cacc5f3e2661eaf0e97e5fed421b543841c6865fd1a2ecc898} commission on new and renewal commercial accounts
• 24-hour policy issuance
• Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best