General Casualty

Aspera offers Commercial General Liability and Products Completed Operations Liability for difficult-to-insure businesses in over 200 eligible classes. We can tailor innovative solutions for your hard-to place-risks, including an array of small-to-medium sized Recreation and Leisure classes.

We are interested in all risks but particularly target risks that have been non-renewed, have a poor loss history or are located in a difficult legal venue.

With Aspera, you and your clients will receive a customized underwriting process to deliver competitive solutions fast.

In most cases, we can turn around a quote to you within hours!

Target Classes for General Casualty coverage

  • Amusement and arcade facilities and events
  • Aquariums, museums, and zoos
  • Auditoriums, convention halls, performing arts centers, theaters
  • Bowling alleys
  • Campgrounds/RV parks
  • Churches
  • Condo and homeowners associations
  • Country, golf, ant tennis clubs
  • E-cigarette and vapor stores
  • Escape rooms
  • Family entertainment and amusement centers
    excluding trampoline centers
  • Flea markets
  • Firearm stores
  • Fuel haulers
  • Gas stations
  • Go-karts, batting cages, and mini-golf
  • Grocery stores and supermarkets
  • Gyms/fitness centers
  • Habitational
  • Hotel, motel, and resorts
    will consider long-term single room occupancy
  • Hunt clubs and shooting ranges
  • Lessor’s risk
  • Liquor liability (supported)
  • Movie theaters
  • Paintball and laser tag facilities
  • Property managers
  • Quarries
  • Restaurants
  • Retail stores
  • Schools
  • Shopping centers
  • Special events
  • Tourist attractions
  • Vacant land and buildings
  • Warehouses

Policy Structure

Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best.

  • $10,000,000 capacity
  • Commercial general liability
  • ISO occurrence and claims-made coverage forms
  • ISO liquor liability coverage
  • Customized coverage
  • Per location aggregate endorsement
  • Hired and non-owned auto (supported)
  • Garagekeeper’s legal (supported)


You can get General Casualty Coverage from us in these states:

Company Highlights

Here are a few services you can expect when working with us:

  • Quick response time – receive a quote within hours
  • 12.5{241d69fb6cc1b5cacc5f3e2661eaf0e97e5fed421b543841c6865fd1a2ecc898} commission on new and renewal commercial accounts
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best
Submission Requirements
  • ACORD commercial insurance application and general liability application with a complete description of operations
  • Supplemental application, where appropriate
  • Five year currently valued company loss runs with a description provided for losses over $25,000
  • Insured website information
Send a Submission
Printable General Casualty Information

Our Commercial Lines Team

Shea Hopkins, Division Manager
(804) 289-1359
LeAn Hatch, Senior Underwriter
(804) 774-2108

Notice: ob_end_flush(): failed to send buffer of zlib output compression (0) in /home/asperadev/public_html/wp-includes/functions.php on line 5275